Tax · Bookkeeping · Fractional CFO
I'm Nikki Matto — a tax professional and financial strategist with 8+ years helping individuals and small businesses file accurately, stay compliant, and build a financial foundation that actually supports their goals.
Tax preparation, bookkeeping, and financial strategy for individuals and small businesses nationwide.
"Taxes don't have to be confusing. And your financial picture shouldn't be a mystery. I make it simple, clear, and actually useful."
— Nikki Matto, FounderAbout Nikki
I started Matto Financial because I believe everyone deserves to understand their finances — not just get a number handed to them at the end of tax season.
Whether you're a first-time filer, a small business owner navigating growth, or an entrepreneur who needs a strategic financial partner in their corner — I work with you to make sure you're filing accurately, keeping more of what you earn, and making decisions backed by real numbers.
What I Offer
From filing your taxes to acting as your part-time CFO, I offer the full range of financial services growing businesses need — without the full-time price tag.
Strategic financial leadership without the full-time executive cost. I become your dedicated financial partner — analyzing your numbers, identifying opportunities, and helping you make confident decisions that move the needle.
Accurate, thorough tax filing for individuals, self-employed filers, and small business owners. I handle every detail so you file confidently and keep more of what you earn.
Monthly and quarterly bookkeeping to keep your business finances organized, reconciled, and ready for tax time — no more scrambling in April.
If you're making financial decisions by gut feeling, struggling to understand your margins, or just want someone smart in your corner as you grow — that's exactly what I'm here for. Let's talk.
Free Download
Summer has a sneaky way of wrecking budgets — vacations, back-to-school prep, spontaneous fun. This free template helps you plan ahead so you can enjoy the season without the financial hangover.
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Everything you need to gather before filing — organized by category so nothing gets missed and tax season doesn't feel like a scavenger hunt.
Download FreeNot ready to file by April 15? This step-by-step guide walks you through filing an extension the right way — and clears up the myths.
File Your ExtensionIncome, expenses, mileage, and tax summary — all in one beautifully organized spreadsheet built for freelancers and self-employed individuals.
Get Instant AccessGet In Touch
Whether you need help filing, want to get your books in order, are ready for strategic financial support, or just have a question — I'd love to hear from you.
Let's spend 20–30 minutes talking about your situation, your goals, and how I can help. No pressure, no commitment — just a real conversation.
Schedule Your Free ConsultationResponse time: within 24 hours · Free initial consultations available